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Give yourself a Raise by Reducing Your Insurance

Since there are so many insurance companies and even more
policies to choose from make this service complicated and
confusing.

According to J. Robert Hunter of NICO (National Insurance
Consumer Organization), there are some types of policies that are
not worth the money. He warns you against purchasing the
following policies because they are either noncomprehensive and/or
noncatastrophic:

1) Air Travel Insurance - Do not be swayed to purchase this
insurance. Instead, have a good, all purpose life insurance policy.

2) Life Insurance if you are single - The purpose of life insurance is
for the protection of a family.

3) Cancer Insurance - A broad general health insurance policy will
take care of the coverage.

4) Car Rental Insurance - It is considered over priced, especially if
you already have a comprehensive auto policy.

5) Health Insurance on your pet.

There are hundreds of life insurance companies in the United States
alone. Take the time to shop around for the best offers that meet
your personal needs. INSURANCE INFORMATION INC. provides a
valuable shopping service for a modest fee. Within 24 hours of
receiving an inquiry from you, they will be able to send you a report
on five of the lowest cost insurance companies that meet your
needs. The report also includes "Best's" rating of each company.
INSURANCE INFORMATION INC. does not sell insurance so there is no
sales pressure. If you are interested, call them at 800-472-5800.

Information provided by: The Frugel Shopper, Ralph Nader & Wesley
J. Smith, 1992.

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